Krystal Financial & Real Estate Services, Inc is proud to offer the only Lease-to-Own program that allows you to chose the home you want and move into it NOW - despite the obstacles and uncertainties that stop many would-be home buyers...

• No down payment
• Credit problems
• Self employed
• Under-employed
• Divorce
• Non-traditional household
• Non-permanent Resident Alien
• Possible job change or relocation
• Need to sell a former home before moving into the next one
• Need to get a better feel for the neighborhood

With Krystal Financial & Real Estate Services, Inc 's assistance, you'll get the home of your choice, at the right price, at the right time without the stress and uncertainties that come from navigating and negotiating your new home purchase on your own. It's like having your own negotiator, consultant, realtor and lender right at your side!

You can move into the home immediately - furnish, decorate and live in it - knowing that at the end of the 12-month lease period (during which time you pay monthly 'rent'), you can either take ownership of the home or move elsewhere if circumstances require. Best of all, when you exercise your option to buy the home, you receive up to 100% of the total rent paid during that year credited towards the purchase of the home, depending on the program you select! This usually covers your down payment and closing costs while giving you the time and guidance you need to repair or weather whatever caused you to be turned down for a traditional mortgage.

Interested? Then read on and fill out the on-line application form or call our number below. You may complete a totally confidential and secure application online, by fax or over the phone.

Application